By clicking ‘See if you qualify for Discounted Rates’, I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.
Always ask for an insurance license when shopping online or over the phone. By law, an agent must have a valid 2-15 license issued by the Department of Financial Services. The agent must have passed a background check as well as completed a course and state exam to be licensed. BE CAREFUL WITH AGENTS WHO REFUSE TO SEND THEIR LICENSE AND PROOF THAT IS THEM! Feel free to ask for ID to confirm, as well as search their license online to make sure its active! Too many people are misled by agents who refuse to provide a legitimate license.
The agent must offer to do a webinar, or email brochures of the products that they are trying to sell you. By law you have to see the brochures before applying for any coverage. It is too easy for people to tell you what you want to hear over the phone, so make sure that they are showing you as well to avoid being misled.
Understand that health insurance is different than car insurance. The name of the company is not as important as the coverage. You need to understand the basics of coverage such as NETWORK, DEDUCTIBLE, and OUT OF POCKET MAX. Some agents will call you and will only tell you the good things about the coverage because they know that you don’t know what questions to ask. So be sure to ask the right questions.
